* Scenario as of: 08/20/2026. Loan Program: FHA Term: 30 Yr Fixed 4.99% interest rate (5.754% APR). Sales Price: $450,000. Loan Amount: $441,849. FICO: 680. Interest rate secured through forward commitment. Monthly principal and interest payments: $2369.24. **Loan Program: Conventional Term: 30 Yr Fixed 5.25% interest rate (5.312% APR). Sales Price: $450,000. Loan Amount: $427,500. FICO: 760. Interest rate secured through forward commitment. Monthly principal and interest payments: $2360.67. Monthly payment estimates do not include taxes, insurance, MI, or assessments. Buyer is subject to qualifications for specific loan terms, primary occupancy, property type, down payment, credit, and underwriting requirements, and/or investor program guidelines. Property restrictions apply. May not be combined with any other available offers or discounts. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offer requires financing through preferred lender & preferred title company. All Financing and rate incentives are only valid for customers using Pacesetter Home’s preferred mortgage lender, Ark-La-Tex Financial Services, LLC NMLS# 2143, DBA Benchmark Mortgage or SFMC Home Lending, NMLS#166487. Homes must contract by 9/30/2026. Offer is valid on new sales contracts only and may not be applied to previously written sales contracts, contract rewrites, cancellations, or transfers. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional transactional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses. Lender will pay the title insurance. This offer is subject to change or to be discontinued at any time without prior notice. Total Seller Concessions not to exceed 6% of the sales price. Flex cash amounts vary by home and community; see Sales Representative for details.

Please contact Pacesetter Homes for further details. Apply for this promotion or any other loan programs directly with Jared Wilson NMLS106497, at https://jaredwilson.floify.com/apply or Stephanie Johnston with SFMC Home Lending, at johnstonteam.com.

Square footages are approximate. Prices do not reflect lot premiums, plan options, or optional features. Prices and floor plans are subject to change without notice or obligation. Drawings, photographs, video and/or renderings used reflect illustrative concepts and are for illustrative purposes only and may vary per home and/or community. Community maps, illustration and/or amenities reflect our current offering and are subject to change without notice. See Sales Representative for further details